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Anytime is a good time to start a Savings Account. Whatever your business needs may be, a Savings Account at F&M Bank will help get you on the way!
|Statement Savings||Money Market Deposit Account|
|Minimum to Open||$100||$2,500|
|Required Minimum Balance to Avoid Maintenance Fee||$100 each quarter||$2,500 each month|
|Earns Interest||Yes - See Rates||Yes - See Rates|
|Minimum to Earn Interest||$250||$1,000|
|Withdrawal Fees||$1 per withdrawal in excess of 6/month**||$1 per withdrawal in excess of 6/month**|
|Online Bill Pay||Free||Free|
|24 Hour Phone Banking||Free||Free|
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** Federal Regulation limits the number of electronic debits (via telephone or internet) and third party checks to 6 per month.