F&M Bank has as a loan for every need. Call the neighborhood F&M Bank branch near you to discuss the many options with one of our kind, knowledgable loan officers. You can find our phone numbers and office hours by clicking on the Branch Location button to the left.

Boat Loans - Dreaming of that shiny new boat? Let's make it a reality.

Deposit Loans - Use your CD or savings as collateral for funds you need.

Checking Line of Credit - Forgot that last check amount? Protect yourself from overdrafts.

Home Equity Line of Credit - A revolving account based on the equity in your home. Pay down the balance and reuse the funds.

Commercial Loans - If your business needs a little cash flow, look to F&M to get fast results.

Start Up Loans, Business Lines and many other options available

Business Manager - Having trouble with business receivables and cash flow? Business Manager has helped many businesses in our region. Click here for more information.

Vacation Loans - Take the vacation of your dreams this year, stop by today.

Auto Loans - Low competitive rates get you on the road in style.

Home Improvements - New roof, furnace or an addition to your house - All you need are the estimates.

Second Mortgages - Use the equity in your home for that new addition, college, or to pay off credit card bills.

Personal Loans

Student Loans

All loans subject to credit approval. Download a Financial Statement PDF to help with your loan. You will need Adobe Reader® to see this document. Click here to get this free program.