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Welcome to F&M Bank and Trust!

F&M Bank is truly a neighborhood, hometown bank. We have eight locations across Northeast Missouri and Central Illinois. Our offices offer a wide range of banking services from savings and checking accounts to business and commercial loans. We invite you to stop by any of our locations for fast, friendly information. We promise quick loan decisions, and personalized service that only locally-owned, hometown banks can provide. Trust us to be your local, community financial advisor. We understand our communities, and reinvest in them. We understand your unique needs, and are here to help you build your dreams. To become better acquainted with F&M Bank, check out our services by clicking on the links located at your left, or call us toll free at 877-221-6424. We're here to help.

News Release: F&M Bank Merges with Gorman & Gorman - read more

Gorman & Gorman


Mortgage Loans
F&M Bank and Trust offers many types of mortgage loans to suit your needs. For your convenience, we have made it possible for you to apply for your home loan online. Simply click on the Apply Online button above. This easy, step-by-step process is simple to follow and quick to complete. Click here to learn more.


Switch to F&M Bank! It's simple.
With the Simple Switch Kit, we can help you move your direct deposits and your automatic payments to our bank, plus we will notify your old bank for you. F&M Bank makes it easy with everything you need in one convenient place. Simplify your life and make the switch today! Click here to get started.

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