Welcome to F&M Bank and Trust Company

F&M Bank is truly a neighborhood, hometown bank. We have eight locations across Northeast Missouri and Central Illinois. Our offices offer a wide range of banking services from savings and checking accounts to business and commercial loans. We invite you to stop by any of our locations for fast, friendly information. We promise quick loan decisions, and personalized service that only locally-owned, hometown banks can provide. Trust us to be your local, community financial advisor. We understand our communities, and reinvest in them. We understand your unique needs, and are here to help you build your dreams. To become better acquainted with F&M Bank, call us toll free at 877-221-6424. We’re here to help.